Deposit Rates

Local ownership is a positive difference at First State Bank. We're not a branch, but an independent full-service facility in historic downtown Atwood.

We're locally managed, enabling us to provide the very best in financial services to our customers and our community, which we've been doing since 1945.

Our staff live and work in the greater Atwood area and are active in the community. Our bank is involved in maintaining community growth and the excellent quality of life enjoyed in the Atwood area. We are committed to strengthening the business and agricultural community in our area, and are a strong supporter of area schools.

Loan decisions are made right at the desks of our loan officers. You don't wait for some unknown person in another city or state to make that decision. It's another advantage of being locally owned. We finance homes, businesses, farming operations, vehicles, home improvement projects..you name it. We'd like to talk with you about it.

Our stockholders and employees live and work in the greater Atwood area and are active in the community. Our bank is involved in maintaining community growth and the excellent quality of life enjoyed in the Douglas, Moultrie, and Piatt County areas. We are committed to strengthening the business and agricultural community in Piatt County and Douglas County.

"Personal service is our major goal. The customer is first and is always right. We want our customer to know us as a friend and to respect us for excellence in our service. We want our service to be accurate and timely. We want to be known for our creativity and innovativeness. We want our customers to be proud to refer to us as 'My Bank'."

Contact us banking@FirstStateAtwood.com or call us at
(217) 253-2265

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