BUSINESS BANKING SERVICES

We offer a broad range of deposit and loan products for business purposes. Some are featured below.

For information on commercial loans and to set up an appointment, please call (217) 578-2221.

BUSINESS CHECKING

• High and low volume accounts available
• Fees can be off-set with an earnings credit on your balance
• Interest bearing accounts available for sole proprietorships and not-for-profits

BUSINESS NOW INTEREST CHECKING

• Sole Proprietorship businesses and Nonprofit Organizations may enjoy the benefits of interest-bearing checking accounts.

BUSINESS MONEY MARKET ACCOUNTS

• Minimum balance of $2,500
• Variable interest rates
• Monthly statements
• Six transfers allowed per month, of which three may be made by check, draft, debit card or similar order by depositor and paid to third parties.

BUSINESS CERTIFICATE OF DEPOSIT

• Jumbo CD's ($100,000 or greater) may qualify for a preferential interest rate.

BUSINESS LOANS

• Short term operating loans
• Intermediate term equipment loans
• Long term real estate loans
• Flexible terms, competitive rates
• Experienced lenders
• Local decision making

OTHER

• Merchant credit card programs
• Night Depository
• Convenient drive-thru hours

Planning to open a new business? Bring in your basic business plan and let us help you get started!

Contact us banking@FirstStateAtwood.com or (217) 578-2221

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